Financing the small and medium enterprises

Dr. doc. Eda Deci (Luga), Dr. Doc. Orkida Totojani, Msc. Alda Kercini
Fakulteti i Ekonomisë dhe Agrobiznesit, UBT


Sector of small and medium enterprises has an important role to the process of economy development of a country. Development of SMEs sector generates sustainable economic growth, employment and poverty reduction. Specific tests have shown the country’s economic performance, business financing small and medium has played a leading role. Always be considered as an important factor in the role of financial intermediaries and especially banks that play a primary role in the financing of growing businesses in Albania. Bank loans is thus one of the potential sources in the financing of economic activity of enterprises, while banks serve as an instrument that enables the floë of funds in the economy. The purpose of this paper is to highlight the problems faced by the business in terms of the relationship of obtaining credit and ways to solve them as well as to study hoë business financing affects the growth and improvement of the activity.

Keyword: Financing , SME

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